Do You Really Need an LLC to Start Hosting? Here’s What You Should Consider

For new hosts entering the short-term rental space, the legal side of things can feel overwhelming—especially when it comes to forming an LLC. Listener Jennifer called into the Hosting Hotline with a simple but important question: Do I really need an LLC to protect myself and my assets?

In this episode, we walk through what an LLC actually does, who it protects, and how to decide whether it’s the right move for your hosting business. While we’re not lawyers or accountants, we share practical insights based on our own experiences—and outline the three key professionals you should bring into the conversation.

Whether you’re about to launch your first property or you’ve been operating without a formal structure for a while, this episode will help you understand:

• Why your long-term goals should inform your legal structure
• The potential benefits of liability protection
• How an LLC can streamline your operations and mindset as a business owner
• Alternative strategies to discuss with your CPA and insurance broker
• Why you shouldn’t wait until “you’re bigger” to get set up correctly

Even if you’ve already started hosting, it’s never too late to evaluate your business setup and take steps to protect your future growth. Tune in and walk away with a clearer picture of how to move forward with confidence.

Resources mentioned:

– Proper Insurance: The go-to insurance provider built specifically for short-term rental hosts. Learn more at https://www.proper.insure/

Have More Questions? We’d love to hear from you! Submit your hosting questions to the Hosting Hotline and tune in to the podcast for answers. Don’t forget to follow us on Instagram for more tips: @thanksforvisiting_.

Download a transcript of this episode.

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